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because we’re using the money to make more money! Do you get that? (Explain the product again here if need be.) OR There is no APR because this is not a loan, and the rate does not compound. It is a purchase of your future sales at a discounted price today which does not affect your debt to income ratio. Does that make sense? (Explain the product again here if need be.) NO DAILY PAYMENTS / I WANT A MONTHLY PAYMENT A monthly payment is a unicorn which does not exist. Anyone who promises