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“What if school never taught you this?” [CUT 1 – 0:02] Most people learn about money way too late, so here are 3 rules that change everything. [TIP 1 – 0:05] Rule one: pay yourself first—before bills, before spending, automate savings the moment you get paid. [FAST CUT] [TIP 2 – 0:10] Rule two: track your net worth, not just your income—because earning more doesn’t matter if you’re still not building wealth. [FAST CUT] [TIP 3 – 0:15] Rule three: avoid lifestyle creep—just because you earn