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Example 1:  CRA Notice. You have an outstanding balance of 427.19. Failure to pay will result in legal action. Pay now at secure CRA payment portal. Example 2:  Canada Revenue Agency. Your tax refund of 1184.55 is ready. Confirm your identity to deposit your funds. Example 3:  Your SIN has been flagged for suspicious activity. Immediate action required. Call our agent now. Alex:  Those look real. I can see how someone might click.