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One wrong click… and your bank account becomes ZERO You get a UPI request saying “Receive 5000 rupees”… sounds amazing right But wait… that is NOT money coming to you It is actually a payment request When you click approve on apps like Google Pay or PhonePe You are sending money to the scammer Scammers use fake offers, OLX deals, or refund tricks They make it look like you are receiving money But the truth is… you are paying them Remember this simple rule If you are receiving money you do NOT ne