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Revised Pay As You Earn (REPAYE) 2015 proposed and implemented by the administration of President Barack Obama in 2015 Expanded income-driven repayment plans based on borrower earnings. Purpose: Aimed to assist borrowers not eligible for the original PAYE plan, allowing them to cap monthly payments at 10% of discretionary income. Expansion: It expanded eligibility to approximately 5 million more borrowers, regardless of when they first borrowed. Terms: Included 20-year forgiveness for undergr