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Tobi: "Omo, I’m stressed. I still owe you ten thousand Naira from last week. That’s a negative balance on my soul." Emeka: "Don't worry about it. Consider the debt cancelled. Right now, I am removing that negative from your life." Tobi: "Wait... [slight pause] so if you remove a negative, I actually gain ten thousand? That means minus times minus equals plus?" Emeka: "Exactly! That’s real-life finance logic." Tobi: "Math is easy when you see how it actually works. That’s why I use Globutor."