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OR You are saying that because you have been speaking to the wrong people in the past. My rates are going to be at least 5 to 10% cheaper than my competition. With that being said… WHAT’S THE BEST DEAL YOU HAVE GIVEN The best advance we gave out recently was 15% over 7 months to a restaurant based out of Texas. And you know what, just 2 weeks later, she stopped the payments. So these are the kind of problems we face on a daily basis. Now, you tell me… WHAT IS YOUR APR