ھەمبەھىرلەنگەن ئاۋاز

To conclude, financial socialization is a lifelong process, and it begins at home. The family lays the foundation. Friends shape our spending behaviour. Schools give us formal knowledge. Media keeps us updated in the digital age. Each agent plays a special role in shaping our money habits. As young adults, it is our responsibility to understand these influences and make smart, informed money choices. Thank you for watching.