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Jordan:   Exactly. They use urgency and fear. And once you click the link, they can steal your banking info or install malware. Alex:  What about phone calls? I’ve heard those can be intense. Jordan:  They can be. Here’s what a typical scam call sounds like. Scammer:   This is Officer Daniels from the Canada Revenue Agency. We have detected irregularities in your tax filings. There is a warrant for your arrest unless you make immediate payment.