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So what I can do in the meantime is give you bridge capital. For that, I just need your last 3 months business bank statements. Does that make sense? NO No worries, I can still fund you. In fact, I will give your something which is hassle free, does not involve all this documentation, and takes just a day to fund. Are you with me so far? ( Then, go into explaining the MCA). ARE YOU A DIRECT LENDER? You hit the jackpot..! I am both. We lend in-house from FMS Advance.