Yakabatanidzwa ruzha

Eight. Treat yourself like a bill and pay yourself first. People save whatever is left after spending, which guarantees minimal savings. Invert this sequence: treat your savings and investments as bills that must be paid first. Automate your savings the day you get paid. If you never see the money, you can’t spend it. Automate your savings the day you get paid. If you never see the money, you can’t spend it.