that to you is straight up lying. If you really have a solid file, I can give you a weekly so tell me how much can you afford per week?
OR
No problem. I will start you off with a nice weekly payment? Sound good?
OR
My last two clients said the same thing to me, John, until I explained everything to them.
How much can you handle monthly?
(Divide that amount by 4)
Now John, won’t it be easier for you to handle $x per week instead of $y per month…