Pāhonoa te oro

Every day, millions of people wake up, go to work, and spend a big part of their income paying off debt. Credit cards, car loans, mortgages, student loans—it feels normal. Almost unavoidable. But have you ever stopped to ask: why is debt everywhere? Why is it so easy to get… but so hard to escape? In this video, we’re breaking down the uncomfortable truth behind modern banking—and why keeping you in debt is incredibly profitable.