Curious + slightly shocking tone)
“Paying ONLY the minimum on your credit card? 😳
That’s exactly how banks make you poor.”
💣 Pattern Break (3–5 sec)
(Music CUT for 0.5 sec, then beat drop)
(More intense tone)
“Seriously… this one mistake can cost you THOUSANDS.”
📊 Value (5–25 sec)
(Background music: Light financial/dramatic beat)
(Clear, storytelling tone)
“Let’s say you owe $1,000.
Minimum payment? Maybe just $25.”
(Pause 0.5 sec)
“Sounds easy, right? WRONG.”
(Stronger tone)
“Because