Pāhonoa te oro

So, do banks want you in debt? Not in a personal or malicious way—but structurally? Absolutely. Because debt is profitable. Predictable. And deeply embedded in how the financial system works. But here’s the empowering part: Understanding the system gives you leverage. It doesn’t mean avoiding all debt forever—but it means using it consciously, not blindly. Because the moment you stop being passive… You stop being the product.