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Housing is usually the largest part of your budget. In Panama City in 2026, a one-bedroom apartment in a central area typically costs between $900 and $1,500 per month. If you’re looking for a larger two-bedroom apartment or a modern condo with amenities, prices can reach $2,000 or more in upscale neighborhoods. Smaller towns and suburban areas like Coronado, Playa Blanca, or Boquete are more affordable, with rentals often 20 to 30 percent cheaper